insurance plans, and they're costing more. he did promise if you liked your plan, you could keep it, admittedly i've used that line, too, and there's no doubt the administration oversold it, but there are some facts that could be ignored. we are talking about roughly 3% of americans who could be paying more, and their old plans aren't even worth the paper they're printed on. let's not overlook the fact a president can admit a wrong, apologize for it and actually fix it. it's not often in this town that you see that. kevin, we can all learn a lesson from that. >> i would agree. i think the lesson is don't mislead the american people. >> all right. in the crossfire tonight "the washington post" columnist ruth marcus, and antitax crusader grover norquist. kevin, you're the guest host, so why don't you ask the first question. >> so kind. isn't this an apology of the last resort?